HDFC Bank charges: S. No. Details HDFC Bank charges 1 Visa, Master Card based Credit Card Payment 1.00% + taxes 2 Visa, Master Card based debit Card Payment 1.00% (above 2000), 0.5%(txn between 1000 and 2000), 0.25 (txns below 1000) + taxes 3 Internet Banking based payments Rs. 10/- + taxes 4 Cash Cards, Wallets -- 5 American Express, Diners Cards 3.5% + taxes 2.50% + taxes Billdesk charges: S. No. Details Billdesk charges 1 Visa, Master Card based Credit Card Payment 1.40% + taxes 2 Visa, Master Card based debit Card Payment 0.75% + taxes below Rs. 2000.00, 1.00% + taxes above Rs. 2000.00 3 Internet Banking based payments 1.60% + taxes 4 Cash Cards, Wallets -- 5 American Express, Diners Cards 2.00% + taxes